Two-story suburban brick and siding house seen from the front walk in late light

Foreclosure timelines

Behind on Payments: Where a Direct Sale Fits

Falling behind on a mortgage is more common than most homeowners realize, and the options depend heavily on your lender, your equity, and your state. If selling is one option you are considering, West Coast Buyers can review the property and discuss a direct purchase.

Tell us about the property. There’s no obligation to move forward.

What we will and will not tell you

We will tell you what we would pay for the property and how quickly we could realistically close. That is the part we actually control.

We will not tell you that a sale stops a foreclosure, that we can negotiate with your lender on your behalf, or that any particular outcome is assured. Reinstatement, forbearance, modification, a short sale, and a straight sale are all different paths with different consequences, and the right one depends on facts we are not in a position to judge.

Why timing matters more than urgency

Options generally narrow as a foreclosure progresses, so understanding them earlier tends to leave more room to choose. That is a practical observation, not a reason to rush a decision you are not ready to make.

If you decide a sale makes sense, payoffs, arrears, and any junior liens are addressed through the normal closing process, and you would see those figures before signing anything.

What a review costs you

Nothing. Submitting the property is not a listing agreement, and it does not commit you to sell. If our number does not help your situation, you are free to pursue a different option with no further contact from us.

See what your property could sell for.

One address is enough to start. We’ll review the property before discussing any number.

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Have this property reviewed

Start with the address. Condition and timing questions come next and they are optional. We'll review the details before discussing an offer.

  • No obligation to move forward at any point.
  • No repairs, cleanout, or showings required.
  • You decide whether the timing and terms work for you.

Tell us about the property

Step 1 of 3

Start with the address. Nothing else is needed on this step.

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Details
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Buying houses directly from homeowners across the United States. Single-family, condos, townhomes, and small multifamily.

Takes about a minute. No obligation, and no cost to you.

  • Your information is only used to review the property and contact you about it.
  • No obligation to move forward.
  • We do not sell your contact information.

By submitting, you agree that West Coast Buyers may contact you by phone, text, or email about this property. Consent is not a condition of any sale. See our Privacy Policy.

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Other situations we review

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